Terms & Conditions

1. Introduction

These Terms and Conditions describe the rules for using this website and its materials. By accessing the site, you agree to follow these Terms, which are designed to ensure clarity, transparency, and lawful use. The website provides educational content on investing and does not offer personal financial advice or guarantees of outcomes. If you do not wish to accept these Terms, you should discontinue use of the site.

2. Scope of Use

The materials on this website are intended for general educational purposes and may be accessed by individuals seeking neutral information about investing concepts. Users agree not to misuse the site by attempting to disrupt operations, gain unauthorised access, or exploit content in unlawful ways. The information provided should not be copied, altered, or distributed for commercial use without prior permission. By using the site responsibly, readers help maintain a safe and accessible environment.

3. Educational Nature of Content

All content published on the website is provided strictly for educational use. It does not constitute advice, recommendations, or predictions, and it cannot replace the judgment of a licensed professional. Examples are illustrative and are intended to clarify how certain concepts are generally explained. The content is prepared in a neutral style, avoiding claims that could mislead or create unrealistic expectations. Users should always interpret the material as background information rather than instructions for action.

4. Intellectual Property

The text, structure, and layout of this website are the property of farenquolynthi unless stated otherwise. Visitors are permitted to view, print, and store materials for personal, non-commercial use in line with these Terms. Any reproduction, distribution, or modification for other purposes requires written consent. Maintaining intellectual property rights helps ensure that the educational materials remain reliable, consistent, and accessible for all users.

5. User Contributions

When users submit questions or comments through the contact form or email, the information is received solely for the purpose of providing an educational response. Submissions should not contain sensitive or confidential details, as the site is not intended for storing such information. By sending content, users grant permission for it to be used in responding and for improving the clarity of materials. The website reserves the right to remove or disregard submissions that are inappropriate or irrelevant.

6. Availability of the Website

The website is maintained with the aim of providing stable and continuous access, but uninterrupted availability cannot be guaranteed. Temporary downtime may occur due to maintenance, technical updates, or unforeseen circumstances. Where possible, disruptions will be minimised to avoid inconvenience. Users acknowledge that access may vary and that the site is provided on an “as available” basis without warranties of performance.

7. Limitation of Liability

To the extent permitted by law, the website and its operators disclaim liability for losses arising from reliance on the general information presented. The content does not consider individual circumstances and should not be treated as a substitute for professional advice. While reasonable efforts are made to ensure accuracy and timeliness, no guarantees are provided. This limitation does not override any rights that cannot be excluded under Australian consumer law.

8. Governing Law and Contact Information

These Terms are governed by the laws of Australia and are intended to comply with local requirements. If a provision is found to be invalid, the remaining sections remain effective. Updates to these Terms may be made periodically, and changes will be reflected on this page. For questions regarding these Terms, please contact us at contact@farenquolynthi.com